In a nutshell
• Access to healthcare without the threat of financial ruin is a basic human right. Using recently available nationally representative surveys from Egypt, we found that out-of-pocket spending on health (OOP) has exacerbated households’ living severely in Egypt, pushing more than one-fifth of the population into a financial catastrophe and 3% into extreme poverty.
• Innovations and social entrepreneurship could improve social risk management and reduce poverty. This policy brief introduces micro insurance and encourages its embracement as a viable solution to protect the poor from health risks
![Sheltering the Poor against Catastrophic Healthcare Payments through Micro Insurance: Lessons from the African Experience](https://erf.org.eg/app/uploads/2016/05/1680605409_952_56711_nl_ahmedrashad-150x150.png)
Research Fellows
Ahmed Rashad
Assistant Professor of Economics, Anwar Gargash Diplomatic...
![Sheltering the Poor against Catastrophic Healthcare Payments through Micro Insurance: Lessons from the African Experience](https://erf.org.eg/app/uploads/2015/12/1600594558_902_68652_nl_mesbahsharaf-150x150.png)
Research Fellows
Mesbah Sharaf
Full Professor, Department of Economics, University of...