In a nutshell
- Morocco has one of the lowest levels of pension benefits and health insurance in MENA. The elderly in Morocco, especially older women, represent a very vulnerable group.
- While Morocco has experimented with reforms of its pension system, these reforms were not effective, in part because of the demographic pressure arising from high life expectancy and/or declining birth rates.
- Today, Morocco needs to implement an integrated and long-term strategy for pension reform, characterized by a single pension scheme, which would reduce administrative costs, homogenize the calculation of pension rights for all workers and take into account all employee wages.
![Pension Reform: Securing Morocco’s Elderly](https://erf.org.eg/app/uploads/2015/12/1599640152_112_75011_nlnajatelmekkaoui-150x150.png)
Research Fellows
Najat El Mekkaoui
Professor of Economics, University Paris-Dauphine