Najat El Mekkaoui - Economic Research Forum (ERF)

Najat El Mekkaoui

Research Fellows

Professor of Economics ,University Paris-Dauphine

Areas of Interest:

  • Demography
  • Pension funds
  • Social Protection systems
  • Insurance, Risks and Saving


  • Habilitation à Diriger des Recherches,University Paris Dauphine, 2004
  • Ph.D., Economics, University Paris-Dauphine, 1997
  • MPhil., International Economics, (Diplôme d’Etudes Approfondies), University Paris-Dauphine, 1993
  • M.A. , International Economics and Finance, University Panthéon- Sorbonne (Paris 1). 1992


  • Professor of Economics, University Paris Dauphine, France – Present
  • Visiting Researcher, Oxford University, United Kingdom – Present
  • Consultant, World Bank (Pension systems in MENA region), United States, 2005-2006
  • Economic advisers, French Ministry of Social Affairs, DREES, France (Saving and pension reforms). 2001-2005

Latest Publications:

  • d’Albis H., C. Bonnet, X. Chojnicki, N. El Mekkaouide Freitas, A. Greulich, Who pays for the consumption of young and old? Population and Development Review, 45(1), 103-132, March, 2019
  • d’Albis H., Badji I., El Mekkaoui de Freitas N., Navaux J., Private asset income in France: Is there a breakdown of intergenerational equity between 1979 and 2011? The Journal of the Economics of Ageing, 2017
  • Bravo J., El Mekkaoui de Freitas N., Valuation of longevity-linked life annuities. Insurance: Mathematics and Economics, 2017
  • Bernard, B., EL Mekkaoui de Freitas N., Maillet, A. Modesto, “D’un indice de détection d’anomalies à l’usage des investisseurs”, Volume 67, numéro 5, Revue Economique, 2016.
  • N. El Mekkaoui de Freitas, B. Legendre, «Constitution d’un revenu complémentaire de retraite: quels sont les facteurs déterminants? », Economie et Statistique, à paraître
  • N. El Mekkaoui de Freitas, J. Oliveira Martins, «Constitution d’un revenu “Health, Pension Benefits and Longevity: How they affect household savings?” The Journal of the Economics of Ageing, 3, 2014
Policy Briefs

Pension Reform: Securing Morocco’s Elderly

In a nutshell Morocco has one of the lowest levels of pension benefits and health insurance ... read more

Working Papers

Formal and Informal Social Protection in Iraq

We study formal and informal insurance in Iraq using empirical data from a household survey. ... read more


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