Najat El Mekkaoui - Economic Research Forum (ERF)

Najat El Mekkaoui

Research Fellows

Professor of Economics ,University Paris-Dauphine

Areas of Interest:

  • Demography
  • Pension funds
  • Social Protection systems
  • Insurance, Risks and Saving


  • Habilitation à Diriger des Recherches,University Paris Dauphine, 2004
  • Ph.D., Economics, University Paris-Dauphine, 1997
  • MPhil., International Economics, (Diplôme d’Etudes Approfondies), University Paris-Dauphine, 1993
  • M.A. , International Economics and Finance, University Panthéon- Sorbonne (Paris 1). 1992


  • Professor of Economics, University Paris Dauphine, France – Present
  • Visiting Researcher, Oxford University, United Kingdom – Present
  • Consultant, World Bank (Pension systems in MENA region), United States, 2005-2006
  • Economic advisers, French Ministry of Social Affairs, DREES, France (Saving and pension reforms). 2001-2005

Latest Publications:

  • «A Financial Fraud Detection Indicator for Investors: An IDeA, « D’un indice de détection
    d’anomalies à l’usage des investisseurs », with Bernard, B. Maillet, Revue Economique, Economic
    Review, 2016.
  • Pension Reform: Securing Morocco’s Elderly, ERF Policy Brief, No. 2 June, 2015.
  • «Constitution d’un revenu complémentaire de retraite: quels sont les facteurs déterminants? » avec Bérangère Legendre, forthcoming, Economie et Statistique.
  • “Health, Pension Benefits and Longevity: How they affect household savings?” with J. Oliveira Martins, The Journal of the Economics of Ageing, 3, 2014.
  • “Social coverage, solidarity and promoting the rights of the elderly people”, DIFI Family Research and Proceedings 2013, Special issue on “Protecting the Arab Family from Poverty: Employment, Social Integration and Intergenerational Solidarity”, 2013.
  • “Individual Private Retirement Insurances: Holding Behaviours Among Pensioners” with G. Clark, B. Legendre, Economics Bulletin, vol.33, Issue 1, 2013.


Policy Briefs

Pension Reform: Securing Morocco’s Elderly

In a nutshell Morocco has one of the lowest levels of pension benefits and health insurance ... read more

Working Papers

Formal and Informal Social Protection in Iraq

We study formal and informal insurance in Iraq using empirical data from a household survey. ... read more


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